Pay in 4 options now available at checkout

our pay in 4 providers

Pay in 4 instalments with zero interest. Shop with hundreds of partnered retailers or use the Klarna app to pay at any store online using a one-time card. Manage all your payments, report returns, and get help if you need it through the Klarna app.

Klarna also offers interest-free Pay in 30 loans so you can try out items, return what you don’t like, and pay for what you keep. It also offers longer-term loans ranging from six to 24 months that allow you to keep your monthly payments lower.

Today, Afterpay enables consumers to buy now and pay later – without incurring debt or compounding interest. Afterpay is completely free for customers who pay on time, allowing them to access the things they want and need while still maintaining financial wellness and control.

Many customers use Afterpay as a budgeting tool, as it splits their payments over four instalments. Customers can manage their payments through the app or online at, and pay nothing extra to spread their payments or pay off early.

With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.

44% of their customers don’t pay any interest as many consumers get a period of interest-free payments before interest is charged. Consumers who are looking to save on their financing costs or don’t have access to other forms of credit often choose to pay-over-time with Affirm.


Our Transparent Pricing. No Hidden Costs

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